Opus

Life’s complex—our app makes it simple. Master money, mortgages, and more, one lesson at a time!

Our Application

Login Page

Home Page

Course Page

Course Content

Bridging the Knowledge Gap: Why So Many Adults Are Still Learning Basic Life Skills

A 2020 report by the Standard & Poor's Global Financial Literacy Survey found that approximately 1 in 3 adults worldwide (about 33%) are financially literate

A 2022 Bankrate survey revealed that nearly half (48%) of first-time homebuyers said they did not fully understand the mortgage process, with many expressing confusion over terms like interest rates, down payments, and pre-approval

A 2022 study from Experian found that about 60% of Americans do not fully understand how their credit score works or how to improve it

According to a 2021 National Endowment for Financial Education (NEFE) survey, roughly 40% of U.S. adults do not feel confident about their ability to manage debt.

A 2019 Life Skills survey conducted by Guardian Life Insurance found that nearly 40% of millennials (ages 22-37) felt unprepared for major life events, including handling personal finances, buying a home, and making investment decisions.

Our Mission

This app provides hands-on guidance for navigating key financial milestones, like signing up for your first credit card or choosing a bank account. Perfect for teens, young adults, and anyone new to managing money, it offers clear, practical steps to build financial confidence. Our mission is to help users of all ages make informed choices and prepare for a successful financial future.